Rental car services & reimbursement
State Farm® rental reimbursement (or rental car coverage) can help cover the cost of a rental while your vehicle is not drivable or repairs are underway.
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"R" indicates rental coverage
Enterprise and Hertz provide rental vehicles to State Farm customers, with rates that may be lower than those available in the retail market.
How do I get a rental car?
- Log in or register for online claim services
- If you're eligible, you will see rental service as an option
- Use our convenient online service to reserve your rental
You can also choose to work with your claim associate to schedule a rental vehicle.
What does my rental coverage include?
State Farm will pay the daily rental charge, which includes:
- Daily rental rate
- Mileage charges
- Related taxes
- Certain limits
Certain limits apply, which are included in the Declarations Page of your policy under "Limit – Car Rental Expense – Each Day, Each Loss."
"Each Day" = the most we will pay for the daily rental charge ($25 in this example).
- If a dollar amount appears, we will pay the daily rental charge up to that dollar amount.
- If a percentage appears, we will pay that percentage of the daily rental charge.
"Each Loss" = the most we will pay for Car Rental Expense incurred as a result of any one loss ($600 in this example).
When does my rental coverage start and end?
| If... | Result |
|---|---|
| Your vehicle is not drivable, unsafe, or not legal to drive | Coverage starts immediately |
| Your vehicle is safe and legal to drive | Coverage begins the day repairs start and ends the day repairs are complete |
| Repairs are delayed | Rental period is subject to your policy limit |
What if the rental vendor offers additional insurance?
If you have questions regarding additional insurance offered by a rental vendor and whether additional coverage is needed, contact your State Farm agent.